Call for change request - NPC Credit Transfer and NPC Instant Credit Transfer Scheme 2027 versions
The next Change Management cycle was initiated on August 15, 2025, with a Call for change request for the payment schemes, the NPC Credit Transfer and NPC Instant Credit Transfer Scheme 2027 versions.
The NPC payment schemes are updated every two years to reflect market needs and evolutions in the technical standards developed by international standards bodies, such as the International Organisation for Standardisation. This evolution is guided through a transparent change management process, open to all stakeholders.
Any stakeholders interested are invited to submit their change requests by using this template until December 15, 2025. All change requests handed in to the NPC will be considered for the 2027 version of NPC Credit Transfer and NPC Instant Credit Transfer Schemes.
All suggested changes to the NPC Credit Transfer and NPC Instant Credit Transfer Schemes will be presented to the market in a three month long public consultation where all stakeholders can comment on the suggested changes.
In line with its commitment to transparency, the Nordic Payments Council will publish its position on each change request received during change management cycle, so that all stakeholders know why their change requests propositions were taken forward or set aside.
The Change Management Cycle comes to an end in November 2026, in connection to the publication of updated versions of NPC Credit Transfer and NPC Instant Credit Transfer Rulebooks. The new versions of the Rulebooks will enter into effect in November 2027.