Document library

Under this section all relevant NPC documents are gathered on one single page.  

General documents

• NPC Bylaws
• NPC Internal Rules
• NPC Membership application
• Detailed NPC membership application form
• NPC Scheme Management Rules
• NPC Scheme Currencies
• Template for Proposing a Change Request in an NPC Scheme
• NPC Clarification Report on the EPC's SEPA Request-to-Pay Scheme Rulebook
  
  

NPC Credit Transfer Scheme 2023 documents

• 2023 NPC Credit Transfer Rulebook
• 2023 NPC Credit Transfer Adherence Agreement
• 2023 NPC Credit Transfer Inter-PSP Implementation Guideline v1.3 (updated on November 27, 2023)
• 2023 NPC Credit Transfer Inter-PSP Implementation Guideline v1.2 (updated on April 20, 2023)
• 2023 NPC Credit Transfer Inter-PSP Implementation Guideline v1.1 (updated on December 6, 2022)
• 2023 NPC Credit Transfer Inter-PSP Implementation Guideline v1.0
• 2023 NPC Credit Transfer Customer-to-PSP Implementation Guideline v1.3 (updated on November 27, 2023)
• 2023 NPC Credit Transfer Customer-to-PSP Implementation Guideline v1.2 (updated on April 20, 2023)
• 2023 NPC Credit Transfer Customer-to-PSP Implementation Guideline v1.1 (updated on December 6, 2022)
• 2023 NPC Credit Transfer Customer-to-PSP Implementation Guideline v1.0
• 2023 Recommendation of Customer Reporting NCT and NCT Inst v1.1 (updated on April 20, 2023)
• 2023 Recommendation of Customer Reporting NCT and NCT Inst v1.0

NPC Instant Credit Transfer Scheme 2023 documents

• 2023 NPC Instant Credit Transfer Rulebook
• NCT Inst Maximum Amount version v1.1
• 2023 NPC Instant Credit Transfer Adherence Agreement
• 2023 NPC Instant Credit Transfer Inter-PSP Implementation Guideline v1.3 (updated on November 27, 2023)
• 2023 NPC Instant Credit Transfer Inter-PSP Implementation Guideline v1.2 (updated on April 20, 2023)
• 2023 NPC Instant Credit Transfer Inter-PSP Implementation Guideline v1.1 (updated on December 6, 2022) 
• 2023 NPC Instant Credit Transfer Inter-PSP Implementation Guideline v1.0
• 2023 NPC Instant Credit Transfer Customer-to-PSP Implementation Guideline v1.3 (updated on November 27, 2023)
• 2023 NPC Instant Credit Transfer Customer-to-PSP Implementation Guideline v1.2 (updated on April 20, 2023)
• 2023 NPC Instant Credit Transfer Customer-to-PSP Implementation Guideline v1.1 (updated on December 6, 2022) 
• 2023 NPC Instant Credit Transfer Customer-to-PSP Implementation Guideline v1.0
• 2023 Recommendation of Customer Reporting NCT and NCT Inst v1.1 (updated on April 20, 2023)
• 2023 Recommendation of Customer Reporting NCT and NCT Inst v1.0

NPC Confirmation of Payee Scheme 2023 documents

• 2023 NPC Confirmation of Payee Rulebook
• 2023 NPC Confirmation of Payee IG v1.1 (updated on November 27, 2023)
• 2023 NPC Confirmation of Payee IG v1.0
• 2023 NPC Confirmation of Payee API Examples v1.1 (updated on November 27, 2023)
• 2023 NPC Confirmation of Payee API Examples v1.0 

Documents related to the 2023 public consultation on the NPC Schemes

• NPC009-02 NCT Rulebook 2023 Change Proposal Submission Document
  
• NPC009-02 NCT Inst Rulebook 2023 Change Proposal Submission Document
  
  
• High-level comparison of the EPC SEPA Rulebooks and the NPC Rulebooks
• High level changes in NCT and NCT Inst Implementation Guidelines 2023
  
  
• 2023 NCT Rulebook version 1.0 Mark up
• 2023 NCT Instant Rulebook version 1.0 Mark up

Clarification papers and Guidance documents 

• Clarification paper NPC Credit Transfer and NPC Instant Credit Transfer Scheme Rulebooks v.2.0
• Clarification paper Guidance on the usage of Extended Remittance Information (ERI) v.2.0
• Guidance On Reason Codes for NCT R-transaction v.2.0
• Guidance On Reason Codes for NCT Inst R-transaction v.2.0
• Clarification paper NPC Confirmation of Payee Scheme Rulebook v.1.0

• Clarification paper NPC Credit Transfer and NPC Instant Credit Transfer Scheme Rulebooks v.1.1 (updated on April 30, 2021)
• Clarification paper Guidance on the usage of Extended Remittance Information (ERI) v.1.1 (updated on April 30, 2021)
• Guidance On Reason Codes for NCT R-transaction v.1.1 (updated on April 30, 2021)
• Guidance On Reason Codes for NCT Inst R-transaction v.1.1 (updated on April 30, 2021)
  
  

NPC Credit Transfer Scheme 2020 documents

• 2020 NPC Credit Transfer Rulebook v.1.1 (updated on April 30, 2021)
• 2020 NPC Credit Transfer Interbank Implementation Guideline v.1.1 (updated on April 30, 2021)
• 2020 NPC Credit Transfer Customer to Bank Implementation Guideline v.1.1 (updated on April 30, 2021)
  
  

NPC Instant Credit Transfer Scheme 2021 documents

• 2021 NPC Instant Credit Transfer Rulebook v.1.1 (updated on April 30, 2021)
• 2021 NPC Instant Credit Transfer Interbank Implementation Guideline v.1.1 (updated on April 30, 2021)
• 2021 NPC Instant Credit Transfer Customer to Bank Implementation Guideline v.1.1 (updated on April 30, 2021)
• NCT Inst Maximum Amount version v1.1

Documents related to the 2019 public consultation on the NPC Schemes

• High-level comparison of the EPC SEPA Rulebooks and the NPC Rulebooks
  
  
• NCT Rulebook 2019 Public Consultation Change Result v1.0
• 2020 NCT Rulebook version 1.0 Mark up
  
  
• NCT Instant Rulebook 2019 Public Consultation Change Result v1.0
• 2021 NCT Instant Rulebook version 1.0 Mark up