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The NPC Instant Credit Transfer Scheme is a set of rules, practices and standards to achieve interoperability for the provision and operation of a credit transfer agreed at interbank level for the currencies covered by the Scheme (Scheme Currencies).
In addition to the Rulebook, there can be local market practices, additional agreements and documentation from Clearing and Settlement Mechanisms (CSMs), technology suppliers or other relevant parties.
Connected to the Rulebook, there are a number of key documents which support the Scheme operationally, the NPC Credit Transfer Instant Scheme Implementation Guidelines:
The NPC Instant Credit Transfer Scheme 2023 will enter into effect on November 19, 2023. Please note that: the actual date when transactions can be made according to the Rulebook will depend on when the participants and the Clearing and Settlement Mechanisms (CSMs) implementing the Rulebook are ready.
This document summarises, on a high-level, the differences between the EPC SEPA Credit Transfer Scheme Rulebook and the NPC Credit Transfer Scheme Rulebook.
This document summarises, on a high-level, the changes made to the implementation guidelines for 2023 version of NPC Schemes.