Clarification Papers for the NPC Credit Transfer and the NPC Instant Credit Transfer Scheme Rulebooks 2025 version have been published

New clarification papers for the 2025 NPC Credit Transfer and the NPC Instant Credit Transfer Schemes that will take effect on October 5, 2025, have just been published on the NPC website.

The clarification papers, which are updated from time to time, as required, provides guidance and, where feasible, recommendations to scheme participants on how to handle situations that are not described in the rulebooks.

The following Clarification papers and guidelines have been updated:

•   Clarification paper NPC Credit Transfer and NPC Instant Credit Transfer Scheme Rulebooks v.3.0
•   Clarification paper Guidance on the usage of Extended Remittance Information (ERI) v.3.0

All documentation connected to the NPC Credit Transfer and the NPC Instant Credit Transfer Schemes are found here:

• NPC Credit Transfer Scheme
• NPC Instant Credit Transfer Scheme